Navigating the insurance industry maze can be a challenge for any motorcyclist, but it’s especially difficult for newbies. It’s even more frustrating to play telephone tag with a series of robots and call centre agents, only to be told you’re not eligible for insurance because of your M1 licence.
Good news, then, if you’re in that situation. Ontario-based Mitchell & Whale Insurance Brokers launched an online quote tool for M1 motorcycle licences.
The idea is, riders should now be able to get on the road more quickly—something that’s been a problem since COVID-19 hit, with road tests delayed. This means they’ll have to ride with their M1 licence instead of their M2 licence, and Mitchell & Whale is making it easier for them to get insurance.
As per the press release, “Ontario has a very competitive motorcycle insurance market for experienced riders. Traditionally, new riders have been able to book their rider training and M2 tests right away, and get access to the competitive market that way. Because of the pandemic, new riders who want to get on the road this year will likely have to ride with their M1 license, and get insurance with Facility Association for the first year. The M&W M1 quoter makes this process simpler.
For more details, check out the online M1 insurance quote tool at Mitchell & Whale’s website.
Remember that riding on your M1 licence could result in more pricey insurance, as new riders will be more high-risk than experienced motorcyclists. Company president Adam Mitchell says “Riding with your M1 license can be expensive … When riders buy with our new M1 quoter, we’ll reach out to them next spring, and if they’ve gotten their rider training and M2 license by then, we’ll be able to offer them more options at that time, and hopefully a cheaper rate.”
As per the company’s website, Mitchell & Whale was recently voted tops in Ontario by Insurance Business Canada magazine. It’s been a family-run business since 1948.