Saskatchewan Government Insurance is looking at installing telematics on motorcycles to record a user’s data. What are telematics, you inquire? Glad you asked.
Essentially, telematics are lovely pieces of technology that record the user’s data – in this case, a motorcycle rider’s speed, etc. Riding fast? Braking late? Such risky behaviours could earn you a rate hike, thanks to Big Brother’s eternal vigilance. While that likely doesn’t sound good to you, the pilot program to test the technology was apparently uninamously approved by the Motorcycle Review Committee, a “group of key stakeholders formed by SGI to help address rating issues affecting motorcycles,” according to SGI.
The Motorcycle Review Committee is now looking for several hundred Saskatchewan riders to test the technology. No rates will be affected by the data gathered during the pilot program, says SGI.
Says Donna Harpauer, the minister responsible for SGI: “This is a truly innovative approach to addressing the issues that have been raised by motorcycle owners regarding their insurance rates and traffic safety. Usage-based insurance is the ultimate in rating fairness because it essentially lets the driver control their own insurance rate through their driving behaviour. Simply put, those who drive responsibly pay less and those who don’t pay more. This pilot is an exciting first step to seeing if this could be an effective approach here in Saskatchewan.”
So, welcome to your brave new world, Canadian motorcyclists: As technology encroaches on your riding experience, you’ll have your rates set by an electronic gadget that rats you out to Big Brother when you speed. And since this technology isn’t free, who’s going to pay for it? We’re guessing, that’s the rider’s problem …
Saskatchewan riders, let your MLA know what you think, now!